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Your ability to earn an income is your most important asset. If you became sick or injured and were unable to work, would your bills stop coming in the mail? Would you want to have to use all of your savings to pay those bills? About 1 in 7 people can expect to become disabled for more than 5 years. With those odds, it's time to consider the consequences of losing the ability to earn a living… shouldn't you think about protecting it?
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