"Collectibles" are NOT covered for Replacement Cost under a Homeowner Policy, nor does a Homeowner Policy provide "all-risk" protection for collectibles. In order to ensure that   your special collection is properly covered, you need to purchase a policy specifically written for these types of items. This type of policy will include "all-risk" protection and claims will be paid on an agreed amount basis (no depreciation).

Items such as: Figurines, Model Cars/Trucks, Vintage Toys, Toy Trains, Dolls, Doll Houses & Miniatures, Collector Plates/Steins, Graphics, Animation Art, Military Collectibles, Ornaments, etc. may qualify for this type of policy.