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Most people are very confused by Health Insurance. They don't know what type of policy they have and they don't know what their benefits are. This is normally because their agent has not taken the time to explain the policy that they have purchased. There are basically four types of Health Plans available for individuals or families- HMOs, PPOs, POSs, HSAs, and Traditional Indemnity Plans. There are many options to choose from that can affect not only the cost of the plans, but also the benefits included or excluded in the plans, and your total out of pocket costs when accessing those benefits. You need someone to help guide you through the decision making process. We will take the time to explain your options, to answer your questions, and to help you choose the best plan to meet your needs.
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